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Showing posts with label financial aid. Show all posts
Showing posts with label financial aid. Show all posts

Thursday, December 22, 2011

394. College Access and Success News



Here are links to recent news on college access and success.

by

Joe Rottenborn
Executive Director, Mahoning Valley College Access Program (MVCAP)





1. Read The Joe Rottenborn Daily ▸ today's top stories on college access and success via @rottenbornj ▸ http://paper.li/rottenbornj


2. Is it OK for Someone to Proofread Your College Application Essay? - College Admissions Q&As ()


3. Do colleges with test-optional admissions inflate ratings? http://www.washingtonpost.com/blogs/class-struggle/post/admissions-101-do-colleges-with-test-optional-admissions-inflate-their-us-news-ratings/2011/12/20/gIQApEvD7O_blog.html?tid=sm_btn_tw - "A growing number of colleges do not require SAT or ACT tests. Does that help, hurt or do nothing for a school’s U.S. News ranking?"


4. The Hazards of Being a Stealth Applicant, by Lynn O'Shaughnessy - http://www.thecollegesolution.com/the-hazards-of-being-a-stealth-applicant#.TvKffx58XNU.twitter via AddThis - "You could reduce your chances of getting accepted into college if you are a stealth applicant, who never contacts the university before you apply."


5. Tweet-like College Admission Essays Spark Debate: http://www.articlesbase.com/college-and-university-articles/tweet-like-college-admission-essays-spark-debate-5487866.html#.TvKf4o5Y2aY.twitter via ArticlesBase - "The new format integrated in the college admission essays that asks students to respond in as brief as a tweet, has triggered debates participated by students, parents and even school administrators."


6. Action teams tackle St. Paul achievement gap, recommend other big changes at SPPS Twin Cities Daily Planet http://bit.ly/swqoDm - "Slide is one of a series of recommendations from nine District Action Teams — see pdf at end of article for full PowerPoint presentation."


7. Will $60 Million For Early Learning Help Close The Achievement Gap? http://shar.es/WHwd2 - "Last week Washington state won a $60 million federal grant for early learning. We take a closer look with leading experts on early childhood education in Washington and other states. How will the state spend the money? Will it help close the achievement gap for low–income kids?"


8. Cost vs. benefit steers debate over future of integration aid


9. 'Financial Aid Offers in Florida' - http://EzineArticles.com/6762362 - "There are several financial-aid programs given to students. Each of the programs has different requirements and qualifications. Every university and college in the United States of America have scholarship offerings to students . . . ."


10. Autopsy: FAMU band member died within an hour of beatings, by Douglas Stanglin - http://usat.ly/tZJ8Ho via @USATODAY - "CNN reports that some band members have said Champion died after taking part in a rite of passage called "crossing Bus C." One member, who CNN says spoke on condition of anonymity, described the ordeal in which students "walk from the front of the bus to the back of the bus backward while the bus is full of other band members, and you get beaten until you get to the back."


11. Ohio State gets bowl ban, other penalties - Tribune Chronicle - Warren, OH: http://bit.ly/s53koq via AddThis - "The NCAA also issued a public reprimand and censure, put the Buckeyes on probation through Dec. 19, 2014, and reduced football scholarships from 85 to 82 through the 2014-15 academic year."


12. Study Links Winning Football and Declining Grades, by Mary Pilon: http://nyti.ms/tBcKoJ - “Our results support the concern that big-time sports are a threat to American higher education,” the paper’s authors — Jason M. Lindo, Isaac D. Swensen and Glen R. Waddell — wrote. They said their work was among the first to take a look at the “nonmonetary costs” of college sports."

Wednesday, December 21, 2011

393. College Access and Success News



Here are links to recent news on college access and success.
by
Joe Rottenborn

Executive Director, Mahoning Valley College Access Program (MVCAP)





1. Read The Joe Rottenborn Daily ▸ today's top stories on college access and success via @rottenbornj ▸ http://paper.li/rottenbornj


2. Early Line on Early Admissions: http://nyti.ms/swWdAH - "High school seniors who applied to early admission programs can find an early tally providing some context for this year's process."


3. Colleges are watching applicants' online trails - http://kansascity.com/: http://bit.ly/u07ZEq via AddThis - Watch what you post!


4. New Report Analyzes Nation's Progress in Meeting College Graduation Goals: http://bit.ly/vitc5v via AddThis - "To help the nation achieve its educational goals, CollegeBoard.org recently issued a report to assess the current state of the nation's college graduates."




6. Malloy unveils education reform ideas for Conn. http://www.boston.com/news/education/k_12/articles/2011/12/20/malloy_unveils_education_reform_ideas_for_conn via @BostonDotCom - "Connecticut lawmakers will be asked next year to allow more state intervention in troubled school districts, more autonomy for high-achieving schools, changes in teacher evaluation methods. . . ."


7. Build School Systems on a Solid Foundation http://www.edweek.org/ew/articles/2011/12/20/15westervelt.h31.html?cmp=SOC-SHR-TW via @educationweek - "Early-childhood education must promote opportunities for needy children, Gerrit Westervelt and Cassie Schwerner say."


8. Essay: Washington college grant program favors vocational over liberal education Inside Higher Ed: http://bit.ly/sCAoaQ via AddThis - "Last year, as Washington State faced a severe budget crisis, legislators embraced a novel way to fund student financial aid: a public-private partnership between the state and private corporations. Called the Opportunity Scholarship Fund, the fund attracts private donations and matches them. . . ."


9. The Envelope, Please: Eight High School Seniors Blog Their College Searches: http://nyti.ms/vIviRa - "Eight students from four high schools -- one each in Atlanta; New York City; Minnetonka, Minn.; and Long Beach, Calif. -- invite readers of The Choice along on their college searches, via a first-person series called "The Envelope, Please."


10. Some Early Applicants Will Wait a Little Longer: http://nyti.ms/uzzRXu - "For early applicants to the University of Michigan and Lehigh University, there is a bit more waiting for admissions decisions this year."


11. Sniffing Out Financial Aid Awards, by Lynn O'Shaughnessy - http://www.thecollegesolution.com/sniffing-out-financial-aid-awards#.TvFQmxlaRZ0.twitter via AddThis - "Parents and teenagers should not apply to colleges and universities before getting a good idea how much scholarships or grants a school would provide."


12. Measuring the Generosity of Colleges, by Lynn O'Shaughnessy - http://www.thecollegesolution.com/measuring-the-generosity-of-colleges#.TvFQ1pbxwus.twitter via AddThis


13. The Best Way to Study for Final Exams, by Lynn O'Shaughnessy - http://www.thecollegesolution.com/the-best-way-to-study-for-final-exams#.TvFRNc6A2qU.twitter via AddThis - "Research from Purdue and Washington University suggests the best way to study for final exams for high school and college students."

Tuesday, December 20, 2011

392. College Access and Success News



Here are links to recent news on college access and success.

by

Joe Rottenborn
Executive Director, Mahoning Valley College Access Program (MVCAP)





1. Read The Joe Rottenborn Daily ▸ today's top stories on college access and success via @rottenbornj ▸ http://paper.li/rottenbornj


2. Most bizarre essay questions - http://m.golocalprov.com/70548/show/7acfb5cb851c6ca4865138c70d1503a9/ - "According to the National Association for College Admissions Counseling (NACAC), the importance that colleges place on student essays has been steadily increasing. While the Common Application provides standard essay prompts, individual colleges often ask additional essay and short answer questions . . . ."


3. College Early Admission Is Tougher Than Ever http://www.thedailybeast.com/articles/2011/12/19/college-early-admission-is-tougher-than-ever.html via @thedailybeast - "This year’s early admission applicants had it tougher than ever, reports Steve Cohen."


4. Startup raises $2.5M to put college admissions on Apple's iPad http://www.bizjournals.com/boston/news/2011/12/19/college-admissions-ipad-app-raises-25m.html?ana=twt via @BBJNewsroom


5. Your College Advisor - End-of-the-year checklist for high school seniors - http://northjersey.com/ http://shar.es/Wmcjm


6. Teen musician, 17, graduates from UWM - JSOnline http://www.jsonline.com/news/education/teen-musician-17-graduates-from-uwm-ll3g3or-135835833.html - And a guitarist, at that!


7. Sample College Admissions Essays on a Fictional Character http://collegeapps.about.com/b/2011/12/18/new-sample-college-admissions-essay-on-a-fictional-character.htm?r=twitter - "Common Application Sample Essay - An essay for option #4 on a fictional character"


8. Achievement gap among Seattle black students Education News - The News Tribune http://www.thenewstribune.com/2011/12/19/1951412/achievement-gap-among-seattle.html via @thenewstribune - "A new look at test scores by Seattle Public Schools shows American-born black students lag behind black immigrants in academic achievement."


9. The Poverty of School Reform -- In These Times: http://bit.ly/vWbuHR via AddThis


10. The Financial Aid That You Didn't Know Existed http://www.educationfact.com/blog/financial-aid-didnt-existed/ - "A blog post offering information regarding the some of the often-overlooked financial aid options to investigate"

Monday, December 19, 2011

391. College Access and Success News



Here are links to recent news on college access and success.
by
Joe Rottenborn

Executive Director, Mahoning Valley College Access Program (MVCAP)





1. Read The Joe Rottenborn Daily ▸ today's top stories on college access and success via @rottenbornj ▸ http://paper.li/rottenbornj




3. High seniors receive college scholarships Los Angeles Wave - Community News, Sports & Entertainment Lynwood Press http://www.wavenewspapers.com/news/local/lynwood-press/Three-Firebaugh-High-seniors-receive-colege-scholarships-135757023.html -"LYNWOOD — Three seniors from Firebaugh High School here have been given full four-year scholarships through the QuestBridge National College Match program.QuestBridge is a nonprofit organization dedicated to connecting high-achieving students from low-income backgrounds with scholarship opportunities. . . ."


4. Reducing the black-white achievement gap by reducing black unemployment Economic Policy Institute http://shar.es/WnCTW


5. RT @fremonttribune It's time to starting gathering financial aid information http://bit.ly/tTu13Y - "If you or your child will be heading to college next fall, now is the time to prepare for applying for financial aid."


6. Toys wear out, gift of education lasts a lifetime - Chicago Sun-Times: http://www.suntimes.com/news/mitchell/9482631-452/toys-wear-out-gift-of-education-lasts-a-lifetime.html#.Tu1e9TBpeN8.twitter via AddThis


7. Inconvenient Income Inequality: http://nyti.ms/uLWvcn - "Some recent surveys seem to suggest that many Americans are in denial about the seriousness of the gap between the rich and poor."


8. Florida A&M death puts focus on traditions – http://usatoday.com/ http://usat.ly/tTaX5N via @USATODAY


9. Half of U.S. schools fail federal standards – http://usatoday.com/ http://usat.ly/roQv42 via USATODAY


10. College prep: All I want for Christmas is acceptance


11. Yale early admissions - http://www.yaledailynews.com/news/2011/dec/17/early-admit-rate-increases-slightly/ - "Yale sent acceptance letters to 15.7 percent of its early action applicants for the class of 2016 on Thursday evening."


12. Lori Sturdevant: Achievement gap -- a disaster in slow motion


13. UC Berkeley Extends Financial Aid To Middle-Class Students Neon Tommy: http://www.neontommy.com/news/2011/12/uc-berkeley-extends-financial-aid-middle-class-students#.Tu5Vpi1z0Us.twitter via AddThis - "Robert Birgeneau, UC Berkeley chancellor, announced Wednesday that the Berkeley Middle Class Access Plan (Berkeley MCAP) is aimed at families with an annual gross income between $80,000 and $140,000."


14. College savings made simple [The Gazette, Cedar Rapids, Iowa]: via


15. College students face shorter Pell Grants - http://shar.es/W1d7p - "As Congress passes a 2012 budget, student loans will get pinched next fall. Changes to Pell Grant program would hit African-American students hard."

Monday, November 14, 2011

366. College Access and Success News



Here are links to recent news on college access and success.
by
Joe Rottenborn
Executive Director, Mahoning Valley College Access Program (MVCAP)





1. Read The Joe Rottenborn Daily on


2. SAT Essay Question Proves Prescient, Jacques Steinberg: http://nyti.ms/tiKkNa - "The test-takers were then asked to answer a question — “Is it often difficult for people to determine what is the right thing to do?” — and directed to use “examples taken from your reading, studies, experience, or observations.”


3. Seeking Your Questions on Scholarships and Student Loans, by Jacques Steinberg: http://nyti.ms/rwHDtl - "I’ve once again asked Mark Kantrowitz, a financial aid expert and founder of the Web sites finaid.org and fastweb.com, to spend a week in our virtual Guidance Office."


4. Latest Developments on Penn State Inside Higher Ed: http://bit.ly/v6k4eS via AddThis - "For those seeking perspective on how the Penn State scandal compares to other major athletics scandals, Slate has assembled links to some of the better long-form journalism on such scandals in the past, as well as some more recent coverage."


5. HechingerEd Blog The new G.I. Bill: Big money, big challenges [podcast]: http://bit.ly/rDEFfU via AddThis - "In September, Hechinger Report writer Jon Marcus reported for The Washington Post that universities were heavily recruiting veterans to get a piece of the $11 billion made available through the new post-9/11 G.I. Bill, but providing little of the additional support that many veterans say they need."


6. Why Do Top Schools Still Take Legacy Applicants? http://www.nytimes.com/roomfordebate/2011/11/13/why-do-top-schools-still-take-legacy-applicants via @roomfordebate - "A recent article in The Times about the pressure felt by Ivy League alumni to get their children into their alma maters — and by those children to get into their parents’ colleges — demonstrated that legacy preferences are still a big part of the admissions process at top schools."


7. Affirmative Action for the Rich, by Richard D. Kahlenberg - http://www.nytimes.com/roomfordebate/2011/11/13/why-do-top-schools-still-take-legacy-applicants/affirmative-action-for-the-rich via @roomfordebate -"Legacy preferences provide the equivalent of a 160 point boost on the math and verbal SATs, not the “tiebreaker” that many universities claim. These preferences disproportionately benefit wealthy white students, providing, in essence, affirmative action for the rich."


8. How Do You Define Merit? Debra J. Thomas and Terry L. Shepard - http://www.nytimes.com/roomfordebate/2011/11/13/why-do-top-schools-still-take-legacy-applicants/humans-cant-be-ranked-by-merit via @roomfordebate - "Fewer than 100 of the nation's 3,500 colleges and universities -- less than 3 percent -- have so many qualified applicants that they have to choose among them. At this handful of institutions, legacies are only a small fraction of the candidates. Of these few legacies, not all are admitted, and many that are would have been accepted anyway."


9. Bad for Diversity, by John C. Brittain - http://www.nytimes.com/roomfordebate/2011/11/13/why-do-top-schools-still-take-legacy-applicants/legacy-preferences-are-bad-for-campus-diversity via @roomfordebate - "A study conducted by researchers at Duke University in 2005 found that underrepresented minorities constitute 28.2 percent of the U.S. population; 12.5 percent of the entire applicant pool of 18 national schools; but minority legacy applicants only accounted for 6.7 percent of the applicant pool. The researchers concluded that legacies today reflect the domination of whites that have in their words, “monopolized” higher education throughout history."


10. Respect for Tradition, by Stephen Joel Trachtenberg - Room for Debate
http://www.nytimes.com/roomfordebate/201...

- "More likely legacy admissions are a small number of a large group of set-asides, of special categories crafted and blended into a tapestry of talent that make up an incoming class: legacies, yes, but also musicians, athletes, veterans, minorities, students from all regions of the country and nations of the world, along with those who wish to study rare languages or STEM subjects (science, technology, engineering and mathematics)."


11. Hard-Core Economics, by Peter Sacks - http://www.nytimes.com/roomfordebate/2011/11/13/why-do-top-schools-still-take-legacy-applicants/hard-core-economics via @roomfordebate - "Elite institutions have struck an implicit bargain with their alumni. That bargain essentially says, “You give us money, and we will move your kid to the front of the line.” . . . The whole enterprise is brought to you by the generosity of ordinary American taxpayers, via tax breaks and subsidies. Their children are waiting patiently in the back of the line, buying into the myth that the system is fair and meritocratic, when in fact, the game is rigged, and the winners are pre-ordained."


12. Athletes Are the Problem, by Michele Hernandez - http://www.nytimes.com/roomfordebate/2011/11/13/why-do-top-schools-still-take-legacy-applicants/in-college-admissions-athletes-are-the-problem via @roomfordebate - "Like it or not, 40 percent of the class at most top colleges are reserved for "hooked" kids -- the largest group is generally recruited athletes (up to 20 percent), the rest are legacies, underrepresented minorities, development cases (donors) and V.I.P.'s (famous people's kids). It's hard for me to say legacy preferences are not fair because the truth is that the process isn't fair and legacies take up a relatively minor percentage of the class (typically 10 percent)."


13. Crime on Campus: Penn State Raises Question, Do Colleges Have Too Much Power? by Kayla Webley - http://ti.me/rZSq5p via TIME - "One of the few oversight tools the government has is the Clery Act. Named after a Lehigh University student who was raped and strangled by another student in 1986 in her dorm room, the Jeanne Clery Disclosure of Campus Security Policy and Campus Crime Statistics Act requires all colleges and universities that participate in federal financial-aid programs to disclose each year the number of alleged criminal offenses, including sexual offenses, that are recorded on campus or in other areas that are under university control, such as remote classrooms and fraternity houses. In addition, schools must also issue timely warnings in cases in which the reported crime represents a threat to the campus community."


14. Proof there is no proof for education reforms, by Carol Corbett Burris- The Answer Sheet - http://www.washingtonpost.com/blogs/answer-sheet/post/proof-there-is-no-proof-for-education-reforms/2011/11/13/gIQAAeVWJN_blog.html?tid=sm_btn_twitter via @washingtonpost - "Jonah Rockoff of Columbia University, who consults with the New York State Education Department on VAM (value-added modeling) scores and teacher evaluation, recently made a presentation at the Nassau Boards of Cooperative Educational Services. He included a slide, far more modest in its claims, regarding effective teaching and the achievement gap.When I questioned him about it, he was quite honest and admitted that there exists no empirical proof that three effective teachers in a row would close the achievement gap. It is merely a hypothetical extension of results from a model. He also honestly admitted that there exists no study that demonstrates that evaluating teachers using student test scores results in gains in achievement."

Monday, November 7, 2011

361. College Access and Success News



Here are links to recent news on college access and success.

by

Joe Rottenborn

Executive Director, Mahoning Valley College Access Program (MVCAP)





1. Read The Joe Rottenborn Daily on http://paper.li/rottenbornj


2. Part 1: Answers to Your Questions on Applying With a Learning Disability, by Marybeth Kravets: http://nyti.ms/vPrzii - "In this first batch of answers, Ms. Kravets addresses questions on test scores and foreign language requirement waivers. Answers to additional questions will continue this week."


3. Gender Gaps in Higher Ed Around the World Inside Higher Ed: http://bit.ly/t1VBCF via AddThis - "New data from the World Economic Forum show that gender gaps in higher education leave some countries (including the United States and many other developed nations) with female enrollments significantly outpacing male enrollments, while other countries face the opposite situation."


4. What Spurs Students to Stay in College and Learn? Good Teaching Practices and Diversity, by Dan Berrett - http://chronicle.com/article/What-Spurs-Students-to-Stay-in/129670/ - "Good teaching and exposure to students from diverse backgrounds are some of the strongest predictors of whether freshmen return for a second year of college and improve their critical thinking skills, say two prominent researchers."


5. Washington-area schools confront the ‘gifted gap,’ by Kevin Sieff -http://www.washingtonpost.com/local/education/2011/11/06/gIQAeYImtM_story.html?tid=sm_btn_twitter via Washingtonpost.Newsweek Interactive - "Most of the city’s students are black or Hispanic. Most in gifted programs are white. This imbalance in classes tailored to gifted and talented students is echoed across the region and the nation, a source of embarrassment to many educators."


6. For many middle-income families, college is no longer within reach via


7. Calculators for tuition vary Business Dallas Business, Texas Business, Fort Worth Bu...: via




9. How colleges make admission decisions


10. Athletics in the Admission Process




12. Nancy Berk: College Anxiety: Modern Families Caught in The Middle via


13. The Tutor's Tips: The college application rush

Friday, October 14, 2011

345. College Access and Success News



Here are links to recent news on college access and success.

by

Joe Rottenborn

Executive Director, Mahoning Valley College Access Program (MVCAP)







2. How to Pay for College When Your Financial Aid is Exhausted - via


3. Popularity of Online Education Spurs Financial Aid Fraud -


4. Quality pre-k programs are a big part of narrowing the achievement gap in schools -


5. UW-Madison professor will examine ‘fallacies’ of achievement gap during Oct. 20 talk at NIU -


6. Report identifies ways Burlington schools can better serve minorities - via




8. The Role of A.D.H.D. Diagnoses in College Admissions - Room for Debate -


9. Racism and Sexism in Diagnosing A.D.H.D. - Room for Debate -


10. Read The Joe Rottenborn Daily ▸ today's top stories on college access and success via @rottenbornj ▸ http://paper.li/rottenbornj

Thursday, September 8, 2011

319. College Access and Success News



Here are links to recent news
on college access and success.


by

Joe Rottenborn

Executive Director, Mahoning Valley College Access Program (MVCAP)




1. Seeking Your Back-to-School Questions on Admissions, by Jacques Steinberg: http://nyti.ms/o0vwcR - "Readers of The Choice can submit questions for the authors’ consideration by using the comment box below. The answers will begin appearing on Monday and continue through Sept. 16."


2. St. Lawrence University: Study By SLU Profs Shows Students Get Higher Grades If Classes Start Earlier - http://bit.ly/oABsrf via AddThis - "She notes that while later class times predicted only slightly lower student grade-point averages, there is no question that later classes were associated with more drinking. Excessive alcohol consumption is the main negative influence on academic performance in college."


3. Is technology in the classroom a bust? by Davin McHenry - http://p.ost.im/p/eNqY7Q -"The New York Times ran a front-page piece this past weekend on the fact that test scores don’t seem to be getting a boost from the billions being spent on new technology in the classroom. The education-policy world has been all over the story, with some knocking The Times and reporter Matt Richtel. Others are saying the story is an important reminder that technology isn’t a cure-all."


4. Online Search Ads Hijack Prospective Students, Former Employee Says, by Josh Keller - http://chronicle.com/blogs/wiredcampus/online-search-ads-hijack-prospective-students-former-employee-says/33047 - "The entire process was designed to redirect students who wanted information on a public college to a for-profit college, Mr. Soloway says. “The expectation was that we were not to allow a call to end with a student until we had created three private-school leads.”


5. Back to School and Deeper in Debt, by Arianna Huffington - http://www.huffingtonpost.com/arianna-huffington/back-to-school-and-deeper-in-debt_b_951205.html - "Increasingly, graduating from college no longer means putting your education to work for you -- it now means being a virtual indentured servant to your education. Instead of propelling you into the future, more and more it means trapping you in the past."


6. Check this video out -- Financial Aid 101 Part 1 - via


7. Which Assets Matter Most in Financial-Aid Formulas? by Cameron Huddleston -


8. 6 Ways Colleges Are Behaving Badly, by Lynn O'Shaughnessy: http://www.thecollegesolution.com/6-ways-colleges-are-behaving-badly/#.TmgY4tDDwio.twitter via @AddThis


9. RT : Should I Use The Common Application? - College Admissions Q&As (usnews.com) -


10. Read The Joe Rottenborn Daily ▸ Today's top stories on college access and success via

Monday, September 5, 2011

316. Labor Day 2011



Here are some links to recent stories about college access and success.

by

Joe Rottenborn

Executive Director, Mahoning Valley College Access Program (MVCAP)




1. A School District Mimics Charters, Hoping Success Will Follow:


2. Harvard's a Bargain--If You're From the UK via


3. Legislative Update: Higher Ed Bill Headed to Governor's Desk - La Canada Flintridge,


4. Many U.S. schools adding iPads, trimming textbooks – USATODAY.com: via


5. Technology in Schools Faces Questions on Value:


6. Before the First School Bell, Teachers in Bronx Make House Calls:


7. Students Find Ways to Thwart Facebook Bans:


8. The important college question that goes unanswered hometownlife.com via


9. Push for a college degree based on misleading arguments (opinion) cleveland.com


10. Can schools narrow the achievement gap? Lansing State Journal lansingstatejournal.com


11. Federal government role in K-12 eduction — equity and funding - Midland Daily News: Opinion: via


12. VIEWPOINTS: Summer learning loss contributes to student underachievement al.com


13. The GI Bill: A passport to a better life - News - The Orange County Register


14. Read The Joe Rottenborn Daily ▸ today's top stories via

Wednesday, August 3, 2011

296. Summer College News



Here are some links to today's stories
about college access and success.
by
Joe Rottenborn
Executive Director, Mahoning Valley College Access Program (MVCAP)




1. Read The Joe Rottenborn Daily ▸ today's top stories on college access and success via @rottenbornj ▸ http://t.co/UftEiOc


2. ROTCs return to Ivy League, by Jim Michaels - http://t.co/cHv2lFV via @USATODAY - "Since the Pentagon last year repealed "Don't ask, don't tell," that argument was nullified and anti-ROTC campuses have become more receptive to the military. The Navy has reached agreements with Yale, Harvard and Columbia to establish programs on their campuses."


3. Students, seniors may feel impact of debt deal, by Sandra Block - http://t.co/L0pf2Jb via @USATODAY - "Interest on federally subsidized student loans for graduate students will accrue while students are in school. Currently, interest on doesn't begin to accrue until they graduate. The change will take effect on July 1, 2012, says Justin Draeger, a spokesman for the National Association of Student Financial Aid Administrators.In addition, the deal will eliminate on-time repayment incentives for all federal student loans, effective July 1, 2012. Currently, federal Stafford loan borrowers who make 12 consecutive on-time payments are eligible for a rebate of 0.5% of the loan amount, which is applied to the 1% repayment fee."


4. 'Uneducated Guesses' by Scott Jaschik - Inside Higher Ed: http://bit.ly/r8WeGA - "Between 2001 and 2009, the passing rate on AP exams fell from 60.8 to 56.5 percent -- as the number of students who took an AP exam increased from 17 percent to 26 percent of the public high school population. As the critical articles noted, however, some high schools had very low pass rates, while others had very high rates."


5. 12 Things College Freshmen Should Be Doing Now, by Lynn O'Shaughnessy - http://t.co/bQJXedk via @cbsmoneywatch - "Are you heading to college for the first time later this month? If so, it’s important to start getting prepared. Here are 12 things that you should be doing now:"


6. Statistics Show More Grandparents Caring for Grandchildren, by Sarah D. Sparks - http://t.co/kCijOX9 via @educationweek - "As of 2005, the most recent data, grandparents cared for 13.8 percent of preschoolers—more than Head Start, day-care centers, and nursery schools combined. They also provided care for 12.8 percent of all school-age children ages 5 to 14. The Census Bureau found the average time children spent in their grandparents’ care also increased, from 13 hours a week in 2005 to 14 to 16 hours per week in 2006."


7. Debt Deal May Offer Only Temporary Reprieve for Student-Aid Programs, by Kelly Field - http://chronicle.com/article/Debt-Deal-May-Offer-Only/128468/ - "It also provides $17-billion over two years to shore up the Pell Grant program, which has doubled in cost over the past three years and faces a multibillion-dollar deficit.By closing most of that gap, the deal makes it easier for appropriators to maintain the maximum award at $5,550 in 2012 without slashing other programs. But the reprieve comes at a cost and is likely to be temporary. To pay for Pell Grants, the deal will end subsidies for interest on graduate students' loans while they are still in school, while eliminating the interest-rate reduction for on-time loan repayment for all borrowers."


8. Stone-Cold Sober Schools: Princeton Review List - http://www.huffingtonpost.com/2011/08/03/stone-cold-sober-schools-_n_916935.html#s321095&title=Brigham_Young_University Which area college made this list? - "Not all colleges have parties where students do keg-stands with abandon. According to the Princeton Review, the schools listed below are the most stone-cold sober in the country."


9. Schools With The Happiest Students: Princeton Review List - http://www.huffingtonpost.com/2011/08/02/happiest-students_n_915868.html#s320143&title=Rice_University - "Happiness and an academic setting don't have to be mutually exclusive, at least according to the Princeton Review. The Review surveyed more than 122,000 students nationwide on everything from party habits to study habits. See below for the schools where students maintain a rosy outlook."


10. Solving achievement gap will take innovation, Harvard professor says, by Erin Albanese MLive.com - http://t.co/sJaKfu1 - "The U.S. is failing to prepare large numbers of young people to succeed in the 21st century economy, he said. The goal is to increase learning for white children and even more quickly increase that for blacks and Hispanics who are further behind.“Nationally, it’s in our interest for all groups of students to reach their full potential,” he said."


11. The Top 10 U.S. Colleges for Financial Aid, By Sheryl Nance-Nash: http://srph.it/qufAsZ http://t.co/SAL3ycl via @AOL - "The company considered how many students received aid compared to the number of students who needed it, how much of their financial needs were met and how many students received all the aid they needed, as well as how satisfied students said they were with their awards."

Monday, July 11, 2011

280. Summer College News



Here are some links to today's stories

about college access and success.

by

Joe Rottenborn

Executive Director, Mahoning Valley College Access Program (MVCAP)


1. Read The Joe Rottenborn Daily ▸ today's top stories via @rottenbornj ▸ http://t.co/UftEiOc


2. Mixed News on State Student Aid, by Doug Lederman - Inside Higher Ed: http://bit.ly/opfhDm - "State spending on financial assistance to students increased by 3.8 percent in 2009-10, even as many governments struggled with recession-driven cuts in many programs. But nearly half of all states cut back on their all-important spending on need-based financial aid, even as enrollments boomed and as many students and families struggled to keep pace with tuitions that public colleges (or their legislatures) raised sharply."


3. Despite Fiscal Woes, Spending Rose on Student Aid in Many States in 2010, by Eric Kelderman - http://chronicle.com/article/Despite-Fiscal-Woes-Many/128173/ - "Ohio cut need-based grants the most last year, with a 66-percent decrease, while Alaska and Michigan cut them by more than half. Both Hawaii and Utah slashed need-based grants by nearly a third."


4. Jobless College Graduates Struggle Under Ongoing Recession, by Amanda M. Fairbanks and Andrew Lenoir - http://www.huffingtonpost.com/2011/07/08/college-graduates-jobs-unemployment_n_893495.html - "Seventy-five job applications. Forty cover letters. Twelve interviews. Zero job offers.Since graduating from Wellesley College four years ago, Kayla Calkin, 25, has yet to get a break.In May, Calkin completed a master's degree in public policy from George Washington University. Like so many her age, she believed a graduate degree might guarantee a more stable future.Calkin now works as a full-time nanny in Washington, D.C., while continuing to scour for an eventual dream job in politics. Her two degrees make her overqualified for even the most basic, entry-level position."


5. Grants and student loans are the trend when paying for college tuitions, by Maegan Clearwood - herald-mail.com http://t.co/bVwt9tS - "According to a College Board report, the average in-state public tuition and fees increase was 7.9 percent in 2010-11. With other expenses, such as room and board, total annual charges average at $16,140."Frankly, students are not prepared at all," said Britney Carter, student financial aid counselor at Hagerstown Community College."

Tuesday, June 28, 2011

273. Review of College News



Here are some links to today's stories
about college access and success.
by
Joe Rottenborn
Executive Director, Mahoning Valley College Access Program (MVCAP)




1. Read The Joe Rottenborn Daily ▸ today's top stories via @rottenbornj ▸ http://t.co/UftEiOc


2. Column: Why DREAM Act is right for U.S., young people, by Arne Duncan - http://usat.ly/knc93Z via @USATODAY - "Leaders in Congress have introduced the DREAM Act to create opportunities for patriotic young people to attend college even though they don't have documentation. They will have to go through a rigorous process to qualify for the DREAM Act. They must prove that they came to the United States before the age of 16, have lived here for at least five years, do not have a criminal record, are not removable from the country and possess good moral character. They will also need to earn a diploma or a GED certificate, and they must have earned admission to an institution of higher education or serve in the military. Once they're in college or serving in the armed forces, they will have the chance to earn legal status."


3. 'Times' Ticks On, by Steve Kolowich - Inside Higher Ed: http://bit.ly/jRX3Uo - "The Times Company, which has seen its annual revenues fall by about 30 percent in the last five years, has waded into the waters of higher education more deliberately than some of its peers -- most notably the Washington Post Company, which now pays for its journalism operations largely off the back of Kaplan Inc., one of the country’s largest degree-granting enterprises."


4. New Voice for Asian Students, by Allie Grasgreen - Inside Higher Ed: http://bit.ly/kymGhJ "Yet overall rates of growth do not fairly represent the complexity of Asian demography and educational attainment. The U.S. Census Bureau has identified 48 different ethnic groups within the AAPI racial category, and some fare far less well than others. For example, about half of Southeast Asian and Pacific Islander students (such as Vietnamese and Native Hawaiian) will leave college without earning a degree; they are three to five times more likely to drop out than are East Asian (such as Japanese and Chinese) and South Asian (such as Korean and Indian) students."


5. Do We Need 20 Million More College Grads? by Lynn O'Shaughnessy - http://t.co/2bvqanB via @cbsmoneywatch - "The report suggests that the country needs far more college graduates than it is currently producing. In fact, the country will require 20 million more college-educated workers by 2025. That’s 12 million more workers than the country is currently on target to produce."


6. Turnaround Schools, Education Week, June 28, 2011- http://www.edweek.org/ew/collections/turnaround-schools/index.html - "In 2009, the federal government overhauled the Title I School Improvement Grant program, increased its value to $3.5 billion with money from the recovery act, and spelled out four turnaround options from which perennially failing schools would have to choose to get a share of the funding. (Roll over the chart at right for descriptions of each model and the breakdown of SIG money-receiving schools that chose to use it)."


7. Even for Cashiers, College Pays Off, by David Leonhardt - http://www.nytimes.com/2011/06/26/sunday-review/26leonhardt.html?_r=1&src=rechp -"The evidence is overwhelming that college is a better investment for most graduates than in the past. A new study even shows that a bachelor’s degree pays off for jobs that don’t require one: secretaries, plumbers and cashiers. And, beyond money, education seems to make people happier and healthier. “Sending more young Americans to college is not a panacea,” says David Autor, an M.I.T. economist who studies the labor market. “Not sending them to college would be a disaster.”


8. Teacher Evaluation System Examines Classroom Performance, by Sam Dillon - http://nyti.ms/l1etaX - "For classroom observations, nine criteria — “explain content clearly,” “maximize instructional time” and “check for student understanding,” for example — are used to rate the lesson as highly effective, effective, minimally effective or ineffective. These five observations combine to form 75 percent of these teachers’ overall ratings; the rest is based on achievement data and the teachers’ commitment to their school communities. Ineffective teachers face dismissal. Minimally effective ones get a year to improve."


9. Asian-American and Pacific Islander Students Are Not Monolithically Successful, Report Says, by Jennifer Gonzalez - http://chronicle.com/article/Asian-AmericanPacific/128061/ - "In fact, nearly half of all Asian-American and Pacific Islander students, known as AAPI students, attend community colleges, and many of their ethnic groups have some of the lowest high-school-graduation and college-degree-attainment rates in the United States."


10. Study: California Community College Completion Rate Low http://www.educationnews.org/?p=153831 - "The report shows that 70% of students who enrolled in a California community College still had not completed a degree or a certificate or transferred to a four-year school after 6 years. When the data was broken down by race, it showed that the number of Latino and black students who failed to achieve any of the above objectives was between 75% and 80%."


11. 8 Strategies for Starting Your College Application Process, by Peter Van Buskirk - http://www.usnews.com/education/blogs/the-college-admissions-insider/2011/06/27/8-strategies-for-starting-your-college-application-process - "Over the course of the summer, I will devote this space to providing guidance regarding application preparations. The following are strategies for starting the process. In the coming weeks, I will focus on tips and strategies for refining your presentation."


12. Ask the Financial Expert: "How Does the Federal Financial Aid Process Work?" by Scott Goodman -http://wp.me/p1q4lk-sh - "For the federal government to determine a student’s financial aid eligibility, the student must first complete its aid application known as the Free Application for Federal Student Aid (FAFSA). The FAFSA requires specific income and asset information from both the parents and student. Independent students do not need to list their parents’ information."

Friday, June 24, 2011

271. Review of College News



Here are some links to today's stories
about college access and success.
by
Joe Rottenborn
Executive Director, Mahoning Valley College Access Program (MVCAP)




1. Read The Joe Rottenborn Daily ▸ today's top stories via @rottenbornj ▸ http://t.co/UftEiOc


2. My degree isn't worth the debt! http://t.co/txvYdC0 via @CNNMoney - "We talked to seven people overloaded with student loans. Here is Erik's story. (Click through the rest of the gallery for other profiles.) --The Editors"


3. No time to abandon black colleges, by Walter M. Kimbrough - http://usat.ly/jA8JFn via @USATODAY - "Since the landmark 1954 Brown v. Board ruling and the mass acceptance of African-American students, the percentage of blacks attending HBCUs has dropped markedly. Before Brown, more than 90% of African Americans of college age attended an HBCU. Today, it's 12%."


4. High schoolers join YSU Summer Honors Institute, by Virginia Shank - http://www.tribtoday.com/page/content.detail/id/558466/High-schoolers-join-YSU-Summer-Honors-Institute.html?nav=5021 - "Each year students attend classes, which are taught by YSU faculty, that span several disciplines including business, engineering, science, social sciences and the arts.To participate, students must be identified as gifted and talented and must have completed either 10th or 11th grade by the start of the program. This year, the $35 fee for each participant covered the cost of student lunches."


5. Slow Growing, by Kevin Kiley - Inside Higher Ed: http://bit.ly/l5HJoe - "Published tuition and fees at private colleges and universities will be an average of 4.6 percent higher this fall than last, according to a survey of 429 institutions by the National Association of Independent Colleges and Universities. This marks the third consecutive year of hikes of about 4.5 percent. While that rate still outpaces the consumer price index, a key measure of inflation, it represents a drop-off from the 10 years leading up to the recession, when tuition rose by a national average of 6 percent."


6. Students With Disabilities at Degree-Granting Postsecondary Institutions - http://nces.ed.gov/pubs2011/2011018.pdf - "Institutions reported enrolling approximately 707,000 students with disabilities in the 12-month 2008–09 academic year, with about half of these students reported enrolled in public 2-year institutions (table 2). While the reported number of students with disabilities is overestimated due to duplicated student counts, this estimate largely reflects unduplicated counts of students with disabilities; most institutions (94 percent) provided an unduplicated count of the total number of students with disabilities at their institution."


7. Get Into These 39 Top Colleges With Bad SAT or ACT Scores, by Lynn O'Shaughnessy - http://t.co/7Hpe4Zh via @cbsmoneywatch - "Where can you find these schools? The best source is the National Center for Fair & Open Testing (FairTest), which maintains a list of hundreds of colleges and universities with test-optional policies.To make your job easier, I’ve provided lists of the top nationally ranked schools in the liberal arts college and university categories that are test optional. Here they are:"


8. Private College Costs Rising 4.6 Percent, by Tamar Lewin - http://nyti.ms/jOL2FG - "The colleges’ average financial aid will increase by 7 percent. Last year, institutional aid increased by 6.9 percent and the previous year, 9 percent. In 2010-11, the published tuition and fees at private colleges and universities averaged $27,293."


9. Leaders of Historically Black Colleges See Key Role for Their Institutions in Obama's 2020 Goal, by Rachel Wiseman - http://chronicle.com/article/Leaders-of-Historically-Black/128022/ - "Seventeen percent of African-American students at a four-year institution attend a historically black institution, and those students are four times more likely to graduate than African-American students attending other institutions. HBCU's have been leaders in postsecondary education of underserved populations, but the panelists acknowledged that they must continue to aggressively pursue degree-completion goals."


10. When College Grads Move Home: Six Ways to Get Them Off the Couch, by Kayla Webley - http://t.co/yBGS99m via @TIMEMoneyland - "Things are not looking so good for this year’s college graduates. Unemployment among those under 25 is at a record-high, they have more debt than any graduating class in history, and starting salaries are plummeting. That’s right, mom and dad, according to a Department of Labor poll, some 85% of the class of 2011 will be moving back home at some point in their lives."


11. Achievement gap for Hispanic students hasn't narrowed in 20 years, by Stacy Teicher Khadaroo - http://www.csmonitor.com/USA/Education/2011/0623/Achievement-gap-for-Hispanic-students-hasn-t-narrowed-in-20-years - "Since the early 1990s, “there’s been overall growth in reading and math for both whites and Hispanics,... but the gap really hasn’t closed,” says Jack Buckley, commissioner of the National Center for Education Statistics, which oversees NAEP."


12. Persistent achievement gap vexes education reformers: Six takeaways, by Amanda Paulson - http://www.csmonitor.com/USA/Education/2010/1214/Persistent-achievement-gap-vexes-education-reformers-Six-takeaways/Progress-on-achievement-gaps-sluggish - "No education issue has received more attention in recent years – but with less apparent progress – than the achievement gaps for minority and low-income students. The Center on Education Policy released a study Tuesday that looks at trends in all 50 states. Despite a few bright spots, the picture is bleak. Here are a few of the study’s major findings:"







Monday, June 6, 2011

257. Review of College News



Here are some links to today's stories about

college access and success.
by
Joe Rottenborn
Executive Director, Mahoning Valley College Access Program (MVCAP)




1. Redefining Community College Success, by David Moltz - Inside Higher Ed: http://bit.ly/k3IPFg - "This discussion was influenced heavily by the Education Department’s recently released “gainful employment” regulations, which will hold many programs at for-profit colleges and certificate and vocational programs at nonprofit institutions to a new federal standard on student debt and employability."


2. Paying for College, by Jill Schlesinger, CBS MoneyWatch.com - http://moneywatch.bnet.com/spending/video/paying-for-college/6238758/?tag=video-roto-2;slide-cover - 3 tips are provided.


3. Hechinger Report For-profit universities: By the numbers, by Sarah Garland and Sarah Butrymowicz: http://t.co/XQyPOqs - "Below is a chart looking at federal loan repayment rates for Kaplan University, the University of Phoenix, Capella University, ITT Technical Institutes, and DeVry, along with several private and public universities for the sake of comparison."


4. Stopping Fraud at Trade Schools, editorial of 6/5/11, The New York Times - http://nyti.ms/kLUozr - "In one case, city officials say, students who paid to attend a truck-driving school spent the entire course in the classroom and were never taught to drive. At other schools, students say they were promised jobs or business contacts that never materialized."


5. How to Regulate For-Profit Colleges - The New York Times: Room for Debate, 6/5/11 - http://nyti.ms/kJQKgI - "Should the federal government block loans to borrowers who want to study at such schools? Are there other ways to discourage students from pursuing what may be a money-losing degree, or to reduce the risk of federal loan losses in these programs?"


6. For-Profit Recruiters and the 'Pain Funnel,' by Jack Conway - The New York Times: Room for Debate, 6/5/11 - http://nyti.ms/iSlcXP - "Namely, we are asking four questions about for-profits: Do they accurately represent transferability of credits? Do they adequately inform students that their cost often far exceeds that of public institutions? Do they fraudulently advertise expectations of future employment while hiding default rates? And finally, do they properly respond to complaints?"


7. For-Profit Colleges Take Advantage of the Poor, by Gaye Tuchman - The New York Times: Room for Debate, 6/5/11 - http://nyti.ms/lUlOiP - "Roughly 25 percent of today’s college students are following the traditional pattern of attending a residential college in the years just after high school. The rest commute from home, are often older and frequently attend part time because of jobs and family responsibilities."


8. The New Rules Don't Go Far Enough, by Osamudia R. James - The New York Times: Room for Debate, 6/5/11 - http://nyti.ms/mAuyD9"The real question is not whether for-profit graduates make too little money relative to their debt levels, but whether the profit-maximizing motive encourages institutions of higher education to provide a sub-par education, preying on both students and the public in pursuit of shareholder benefit."


9. Gainful Employment Rules Play Favorites, by Daniel L. Bennett - The New York Times: Room for Debate, 6/5/11 - http://nyti.ms/ijWKXG" - As matter of policy, we should limit the risk exposure to which we subject the taxpayer, but the focus of gainful employment regulations is too narrow and plays favorites. We need to hold all institutions accountable to provide educational value, regardless of tax status."


10. OSU will get through scandal, experts say, by Encarnacion Pyle, The Columbus Dispatch - http://t.co/6C5Gl7C - "For this coming school year, Ohio State received 10% more applications than last year, for a total of 29,243, Freeman said. Last year, the university also saw a 10% increase in applications.Ohio State's student body has grown steadily for years, reaching a record 64,077 students this past fall, she said. The campus anticipates it will welcome a slightly larger freshman class of 6,800 to 6,850 students in September."


11. Knowledge of financial aid is key to affording college, by Rob Jenkins - http://bit.ly/kO7Mau - “You can absolutely afford college, as long as you make smart decisions about money,” said Jared Smith, director of financial aid at Georgia Gwinnett College. “You might not be able to go to your No. 1 school, but there are plenty of affordable options for you to get a degree.”


12. Loan defaults put local colleges at risk, by cmagan@coxohio.com - http://m.daytondailynews.com/dayton/db_101691/contentdetail.htm?contentguid=FzKYxMcl&detailindex=0&pn=0&ps=8&full=true#display - "Serious students call them “check babies,” students who enroll in college or trade school just long enough for their financial aid stipend checks to clear. “Some of these kids come in here for the checks, and that’s it,” said Cheryl Davis, a health sciences student at Lincoln College of Technology in Dayton. “They get their checks and they don’t come back. They figure they can get away with not paying it back.”







Wednesday, May 11, 2011

253.Unstack the Odds--GO TO COLLEGE: LINKS




Unstack the Odds: Help All Kids Access College—and Graduate!

by
Joe Rottenborn
Executive Director, Mahoning Valley College Access Program (MVCAP)
20. GO TO COLLEGE: LINKS


Here are some more links to articles of interest, drawn from the Mahoning Valley College Access Program (MVCAP) blog, with the original posting number shown.


Cost (continued):


58. Shopping for Student Loans
Before a student takes out loans to pay for college, he or she and their family should investigate available options. Specifically, they should consider the kinds of loans offered as well as interest rates and repayment obligations. To become aware of these possibilities, read the blog-post by Lynn O'Shaughnessy entitled "Find the Right Student Loan" at this link: http://moneywatch.bnet.com/saving-money/blog/college-solution/find-the-right-student-loan/371/?tag=col1;blog-river


59. How Much Should a Student Borrow for College?
A question students ask in regard to college loans is "How much should I borrow?" With the hazards of loan-debt so publicized today, this is an important question to ponder. Lynn O'Shaughnessy addresses this issue in her blog-post "College Debt: Don’t Borrow More Than $27,000" at this link:http://moneywatch.bnet.com/saving-money/blog/college-solution/college-debt-dont-borrow-more-than-27000/1521/?tag=col1;blog-river


60. How Much Should Parents Borrow for College?
Even after considering all elements a student may receive in his/her financial-aid package, they may still need more money to pay for a particular college or university. In that case, parents often consider taking out loans to assist their child. However, how much parents should borrow is often not addressed. Lynn O'Shaughnessy confronts this issue in her blog-post "College Loans: How Much Should Parents Borrow?" at this link: http://moneywatch.bnet.com/saving-money/blog/college-solution/college-loans-how-much-should-parents-borrow/1510/?tag=col1;blog-river


61. Do Many Students Take Out College Loans?
Borrowing to pay college expenses is becoming a necessity for more students. The percentage of students who have college loans is growing, as Lynn O'Shaughnessy discusses in her blog-post "The Soaring Popularity of College Student Loans" at this link: http://moneywatch.bnet.com/saving-money/blog/college-solution/the-soaring-popularity-of-college-student-loans/545/?tag=col1;blog-river


62. Discounts for College Tuition
Many private colleges and universities give students a cut in the price they must pay to attend. This practice, called "discounting," comes through the financial-aid package granted--which may amount to several thousand dollars and can enable a student to afford that school. The extent of these discounts and reasons for them are addressed by Lynn O'Shaughnessy in her blog-post "College Tuition: Schools Cutting Prices at Historic Levels" at this link:http://moneywatch.bnet.com/saving-money/blog/college-solution/college-tuition-schools-cutting-prices-at-historic-levels/1905/?tag=col1;blog-river


63. Unusual Scholarships
From time to time, you'll hear someone say this: "There are lots of scholarships out there!" Unfortunately, many of them stay out there--rather than in some student's pocket. Nonetheless, there do exist scholarships that are, in fact, awarded for unusual reasons--sometimes, unrelated to academics. Jilian Mincer wrote in The Wall Street Journal of April 16, 2010, about such scholarships in an article entitled "If You're a Tall Vegan Named Zolp, Your Tuition Worries Are Over." You can read her account at this link: http://online.wsj.com/article/SB10001424052702304198004575172073856320424.html?KEYWORDS=If+you%27re+a+tall+vegan+named+zolp


64. Who Borrows the Most?
Borrowing for college is an important issue today, as student loan-debt increases--sometimes to scary levels. To read a report by Sandy Baum and Patricia Steele for The College Board entitled "Who Borrows Most? Bachelor's Degree Recipients with High Levels of Student Debt," click this link:http://advocacy.collegeboard.org/sites/default/files/Trends-Who-Borrows-Most-Brief.pdf




69. Government or Private Loans?
Students and their parents who need to borrow to pay for college should research their options for loans--specifically, whether they are better off taking out federal student loans or private loans. More than simply interest rates and terms of repayment are involved in this consideration. To see some comparisons between government and private loans, read the post by Sandra Block on May 4, 2010, in USA Today at this link:http://www.usatoday.com/money/perfi/columnist/block/2010-05-04-yourmoney04_ST_N.htm?loc=interstitialskip


71. Still Need Money For College?
If you're still seeking money to pay for college, read Kim Clark's "11 Steps to Raise Last-Minute Cash for College," posted April 29, 2010, at the US News & World Report online site; just click this link:http://www.usnews.com/articles/education/paying-for-college/2010/04/29/11-steps-to-raise-last-minute-cash-for-college.html


73. Plan B
Sometimes, a student's college plans fall through--because of finances, an emergency in their family, or other reasons. Then, he or she needs a Plan B--to still attend college, though under different circumstances, perhaps, than they had previously envisioned. If that's your situation, you may be interested in reading the May 6, 2010, post "When college dream derails, time for Plan B," by William Hageman in the Chicago Tribune, at this link: http://www.kansascity.com/2010/05/05/1927547/when-college-dream-derails-time.html#ixzz0nGnv7O3M


78. Interest Rates Vary for Private Student Loans!
Students--and their parents--often have to borrow money to pay for college. Despite taking out all federal student loans for which they qualify, some still consider private student loans. To get the best (lowest) rates of interest on these loans, shop around! In a blog-post, dated 5/14/10, Lynn O'Shaughnessy states: "The interest rates that lenders offer on private student loans are wildly different even for borrowers with the same credit scores." To read her entire post, click this link:http://moneywatch.bnet.com/saving-money/blog/college-solution/private-student-loans-the-good-bad-and-ugly/2078/?tag=col1;blog-river


80. How to Get More Financial Aid
Perhaps the most frequent question students and parents ask about paying for college is "Do you know of any scholarships out there?" What they're really wondering is how can I get more--and pay less--to attend college. Financial aid can help. But to maximize a student's financial-aid package, some tips may be useful. Jane J. Kim wrote an article in The Wall Street Journal on May 22-23, 2010, that offers such advice; you can access it at this link:http://online.wsj.com/article/SB10001424052748703612804575222303415618316.html


81. Athletic Scholarships Can Be Revoked.
What many student-athletes and their parents often don't realize is that Division I "full-ride" scholarships can be revoked after one year. This revocation can cause students to have to "walk on"--or, if they decide to, transfer to another institution. For more information, click this link to an article by Alan Scher Zagier on The Huffington Post: http://www.huffingtonpost.com/2010/05/24/revoked-scholarships-surp_n_586854.html


If you accept federal student loans, you're obligated to repay them--whether you graduate from college or not. Consequently, you should limit the amout of loan-debt you acquire. For information on repaying your federal loans, see this article, dated May 25, 2010, by Sandra Block in USA Today, at this link: http://www.usatoday.com/money/perfi/columnist/block/2010-05-25-yourmoney25_ST_N.htm?loc=interstitialskip


84. Sticker Price vs. Net Cost of a College
Often, students and parents are scared off from applying to a particular college or university because it seems high-priced. Rather than focusing on the stated "sticker price," however, a prospective applicant needs to determine their own "net cost"--that is, what they would have to pay after all financial aid for which they are eligible has been deducted from the published cost of attendance (i.e., "sticker price"). To read Lynn O'Shaughnessy's post on this issue, click this link to her blog:http://moneywatch.bnet.com/saving-money/blog/college-solution/biggest-financial-aid-myth-i-cant-afford-this-college/2143/?tag=col1;blog-river


85. Federal Direct Loan Program
The Health Care and Education Reconciliation Act of 2010, which takes effect July 1, 2010, requires that all federal student loans be offered through direct lending rather than from private lenders. Government fees previously paid to lending banks are to be used to expand the federal Pell Grant program, raising the full grant-award to an estimated $5,975 by 2017. To read an explanatory article, dated May 26, 2010, by Caralee Adams in Education Week, click this link:http://www.edweek.org/ew/articles/2010/05/26/33college.h29.html?tkn=UXUFeF%2Bl%2BNo%2BoNZRjwa8Sz4pGgHC6QMrLm8o&cmp=clp-edweek


86. Who is to Blame for Student Loan-Debt?
When a student graduates from college with a huge loan-debt, people may ask: "Who is to blame?" You can decide responsibility after reading this case study by Ron Lieber in The New York Times of May 29, 2010, at this link:http://www.nytimes.com/2010/05/29/your-money/student-loans/29money.html?hpw


97. New Rules on Federal Student Loans
Effective July 1, 2010, new rules go into effect for those taking out federal student loans. Now, only the U.S. Dept. of Education will offer these loans. In addition, interest for subsidized Stafford loans will decrease to fixed rate of 4.5% for undergraduates. The federal Parent Loan for Undergraduate Students (PLUS) will have a fixed rate of 7.9%. For other information on these loan changes, see the article "Student Loans Get a Makeover," by Jane J. Kim in The Wall Street Journal of July 3-4, 2010, at this link: http://online.wsj.com/article/SB10001424052748704334604575338883122321008.html
98. Yearly Cost of College Per Student


The cost per year to educate a college student can be expensive. And that cost varies, depending on the type of educational institution. For example, U.S. community colleges spend almost $10,000 per year, while private research universities spend $35,000 per year; the average cost in the United States is about $19,000 per student. For these and other data, see the article "Share of College Budgets For Recreation Is Rising," by Sam Dillon in The New York Times of July 10, 2010, at this link:http://www.nytimes.com/2010/07/10/education/10education.html?ref=tuition